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What Employers Should Do When an Employee Contracts COVID-19

As more and more businesses begin reopening their offices, many have asked, "What should we do if an employee contracts COVID-19?".  This is a serious question, for serious times and we wish to address it.

Closing the Retirement Income Gap

When you determine how much income you'll need in retirement, you may base your projection on the type of lifestyle you plan to have and when you want to retire. However, as you grow closer to retirement, you may discover that your income won't be enough to meet your needs. If you find yourself in this situation, you'll need to adopt a plan to bridge this projected income gap.

Delay retirement: 65 is just a number

An Office Checklist for Reopening Businesses During COVID-19

As more and more offices begin the process of reopening, workplace safety is a top priority for everyone. Today, we would like to share a checklist designed to keep your employees, clients, and vendors safe during this uncertain time.  You can access the checklist using the link below. We hope you find it useful.  

CareFirst Premium Credit

Dear Brooks Financial Group (BFG) Family, 

Type Articles Topic COVID-19, COVID-19

United Healthcare Premium Credit

Dear Brooks Financial Group (BFG) Family,

Patient First Now Offering Telehealth Services

Patient First is now bringing Physician consultations to you through Telehealth services.

Telehealth is currently available to patients in Maryland, Virginia, Pennsylvania, and New Jersey. If you live in one of those states, have been treated at a Patient First facility within the past five years, and are at least 18 years old, you can speak with a Patient First Physician through your smartphone, tablet, or computer.

The IRS Releases Two New Healthcare Notices

Dear Brooks Financial Group (BFG) Family,


On May 12, the IRS released two notices allowing employees during 2020 to make changes to their enrollments in employer-sponsored health plans, and to adjust pre-tax contributions to health flexible spending accounts (FSAs) and dependent care flexible spending accounts (Dependent Care FSAs).

Telehealth and Virtual Care During COVID-19

We would like to share important information regarding Telehealth and Virtual Care.  During the COVID-19 pandemic, most insurance carriers are providing these services under the Affordable Care Act's (ACA) Preventative Care Benefits, with no cost to the member. 

New Rule Extends Deadlines Under the ERISA and Internal Revenue Code

On April 28, 2020, the Department of Labor issued a rule that extends many deadlines under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue code. This rule impacts group health plans, disability and other welfare plans, pension plans, and participants and beneficiaries of these plans during the COVID-19 national emergency.

Below is a summary of the primary changes regarding how this rule applies to plans.

UPDATED: Families First Coronavirus Response Act (FFCRA) FAQs

As the news of the Coronavirus (COVID-19) continues to grow, it is our goal to keep you informed of all updates as they pertain to you, your teams, and your organization.