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Blue Cross Blue Shield Class Action Settlement

For information regarding the Blue Cross Blue Shield Class Action Settlement, please use the contact information listed below.

Employer Questions to Consider for COVID-19 Vaccines

As particular COVID-19 vaccines have been authorized by the Food and Drug Administration (FDA) for emergency use and are starting to become more available, employers continue to grapple with how they should (or should not) address the vaccination status of their employees.

Adapting Your Employer Sponsored Benefit and Program Strategies Amid COVID-19

Most business owners and leaders find themselves in uncharted waters as they attempt to rebuild their businesses and teams from the impacts of the COVID-19 pandemic. 

The Impact of FFCRA and the CARES Act on Employee Welfare and Retirement Benefit Plans

The Coronavirus Aid, Relief, and Economic Security Act (“CARES Act”) is the third significant piece of federal legislation recently enacted in response to the COVID-19 pandemic. This latest law follows the Coronavirus Preparedness and Response Supplemental Appropriations Act and the Families First Coronavirus Response Act (“FFCRA”), which were signed into law on March 6 and March 18, 2020, respectively. Collectively, these three laws combine broad-based economic stimulus with targeted measures aimed a propping up the U.S. economy and workforce.

United Healthcare Premium Credit

Dear Brooks Financial Group (BFG) Family,

Patient First Now Offering Telehealth Services

Patient First is now bringing Physician consultations to you through Telehealth services.

Telehealth is currently available to patients in Maryland, Virginia, Pennsylvania, and New Jersey. If you live in one of those states, have been treated at a Patient First facility within the past five years, and are at least 18 years old, you can speak with a Patient First Physician through your smartphone, tablet, or computer.

The IRS Releases Two New Healthcare Notices

Dear Brooks Financial Group (BFG) Family,


On May 12, the IRS released two notices allowing employees during 2020 to make changes to their enrollments in employer-sponsored health plans, and to adjust pre-tax contributions to health flexible spending accounts (FSAs) and dependent care flexible spending accounts (Dependent Care FSAs).

Telehealth and Virtual Care During COVID-19

We would like to share important information regarding Telehealth and Virtual Care.  During the COVID-19 pandemic, most insurance carriers are providing these services under the Affordable Care Act's (ACA) Preventative Care Benefits, with no cost to the member. 

New Rule Extends Deadlines Under the ERISA and Internal Revenue Code

On April 28, 2020, the Department of Labor issued a rule that extends many deadlines under the Employee Retirement Income Security Act (ERISA) and the Internal Revenue code. This rule impacts group health plans, disability and other welfare plans, pension plans, and participants and beneficiaries of these plans during the COVID-19 national emergency.

Below is a summary of the primary changes regarding how this rule applies to plans.

Changes the CARES Act is Making to HSAs, FSAs, and HRAs

On March 27, 2020, President Trump signed into law the Coronavirus Aid, Relief, and Economic Security Act (CARES Act). This law brought a variety of relief measures aimed to aid in the fight against COVID-19. This communication will focus on the changes to Health Savings Accounts (HSAs), Flexible Spending Accounts (FSAs) and Health Reimbursement Arrangements (HRAs).